Five Steps to better Finances

1. Set Measurable Goals. Be specific and set time frames for your goals. Ex: Put a monetary value on your dream home.
2. Think About Your Decisions. Every financial choice affects other areas in your life. Setting aside money for you child's education may affect your retirement goals.
3. Re-evaluate. Your goals may shift over time due to changes in circumstances. Revisit and revise your financial plan regularly to ensure that you remain on track with your long-term goals.
4. Plan Ahead. Develop good habits such as saving, budgeting and investing.
5. Be Realistic. Financial planning is a lifelong process. You cannot change your situation overnight.